--- title: Club Capital Blog description: Club Capital Blog from the largest accounting & advisory firm for insurance agents in the country. image: https://blog.club.capital/hubfs/Accounting%20%20Tax%20%20CFO%20%20People%20Advisory%20(3).png --- [Skip to content](https://blog.club.capital/all#content) [![](https://blog.club.capital/hs-fs/hubfs/CC%20Logo_Transparent%20Small%20Size.png?width=1000&height=188&name=CC%20Logo_Transparent%20Small%20Size.png)](http://www.club.capital) - Industries - [Insurance](https://club.capital/industries/insurance/) - [Youth Soccer](https://club.capital/industries/youth-soccer/) - Solutions - [Monthly Accounting](https://club.capital/solutions/monthly-accounting/) - [Tax Service](https://club.capital/solutions/tax-service/) - [CFO Services](https://club.capital/solutions/cfo-services-for-your-business/) - [Digital Marketing Services](https://club.capital/solutions/digital-marketing-services/) - Resources - [Our Company](https://club.capital/our-company/) - [Testimonials](https://club.capital/testimonials/) - [Webinars](https://club.capital/webinars/) - [Partnerships](https://club.capital/partnerships/) - [Referral Program](https://club.capital/referral-program/) - [Est-Tax-Payments](https://club.capital/est-tax-payments/) - [Podcast](https://club.capital/podcast/) - Blogs - [Small Business Finance Blog](https://blog.club.capital/) - [Youth Sports Finance Blog](https://blog.club.capital/sports) - [Marketing Blog](https://blog.club.capital/club-capital-marketing-blog) [Client Login](https://club.capital/client-login/) [Schedule a Demo](https://club.capital/schedule-a-demo/) - Industries - [Insurance](https://club.capital/industries/insurance/) - [Youth Soccer](https://club.capital/industries/youth-soccer/) - Solutions - [Monthly Accounting](https://club.capital/solutions/monthly-accounting/) - [Tax Service](https://club.capital/solutions/tax-service/) - [CFO Services](https://club.capital/solutions/cfo-services-for-your-business/) - [Digital Marketing Services](https://club.capital/solutions/digital-marketing-services/) - Resources - [Our Company](https://club.capital/our-company/) - [Testimonials](https://club.capital/testimonials/) - [Webinars](https://club.capital/webinars/) - [Partnerships](https://club.capital/partnerships/) - [Referral Program](https://club.capital/referral-program/) - [Est-Tax-Payments](https://club.capital/est-tax-payments/) - [Podcast](https://club.capital/podcast/) - Blogs - [Small Business Finance Blog](https://blog.club.capital/) - [Youth Sports Finance Blog](https://blog.club.capital/sports) - [Marketing Blog](https://blog.club.capital/club-capital-marketing-blog) [Client Login](https://club.capital/client-login/) [Schedule a Demo](https://club.capital/schedule-a-demo/) ## Club Capital Blog Subscribe to our Blog ### Stay up to date ### Topics - Select a Topic - [All](https://blog.club.capital) - [Tax](https://blog.club.capital/tag/tax) - [Financials](https://blog.club.capital/tag/financials) - [CFO](https://blog.club.capital/tag/cfo) - [Case Study](https://blog.club.capital/tag/case-study) - [People Advisory](https://blog.club.capital/tag/people-advisory) - [Industry News](https://blog.club.capital/tag/industry-news) - [COVID](https://blog.club.capital/tag/covid) ## [The Expenses Your S-Corp Should Be Paying You Back For](https://blog.club.capital/the-expenses-your-s-corp-should-be-paying-you-back-for) ## [This agency grew revenue 3% and lost $145K of profit. Yours might be doing the same thing right now.](https://blog.club.capital/revenue-grew-3.-payroll-ate-the-gain) ## [He trusted his CPA. A second review found $21,000 a year in potential savings.](https://blog.club.capital/he-trusted-his-cpa.-a-second-review-found-21000-a-year-in-potential-savings) ## [Can This Agency Afford Three New Hires? We Ran the Numbers](https://blog.club.capital/we-ran-a-staffing-capacity-analysis-for-a-cfo-client-weighing-three-new-hires.-heres-what-the-numbers-said) ## [The S-Corp Accountable Plan: A Complete Template & Setup Guide](https://blog.club.capital/the-s-corp-accountable-plan-a-complete-template-setup-guide) ## [We Did a Full Labor and Marketing ROI Analysis for One of Our CFO Clients. Here's What the Data Said.](https://blog.club.capital/labor-marketing-roi-analysis-cfo-client) ## [Introducing the Club Capital Toolbox - FREE for All Agents](https://blog.club.capital/introducing-the-club-capital-toolbox) ## [The Hidden Profit Center: Why Strategic Tax Planning is Essential for Insurance Agency Owners](https://blog.club.capital/the-hidden-profit-center-why-strategic-tax-planning-is-essential-for-insurance-agency-owners) ## [Ready to Scale Your Insurance Agency? Let's Talk Numbers (The Fun Kind!)](https://blog.club.capital/ready-to-scale-your-insurance-agency-lets-talk-numbers-the-fun-kind) ## [From Backward-Looking to Strategic Growth: One Insurance Agent’s Journey with Club Capital](https://blog.club.capital/from-backward-looking-to-strategic-growth-one-insurance-agents-journey-with-club-capital) ## [The Numbers That Matter: KPIs Every Insurance Agency Should Track (And Why You Can't Afford to Ignore Them)](https://blog.club.capital/the-numbers-that-matter-kpis-every-insurance-agency-should-track-and-why-you-cant-afford-to-ignore-them) ## [Staying Ahead: Essential Tax Preparation Tips for Insurance Agencies Entering Q3](https://blog.club.capital/staying-ahead-essential-tax-preparation-tips-for-insurance-agencies-entering-q3) ## [Don't Let Summer Cash Flow Catch You Off Guard: A Financial Health Check for Insurance Agents](https://blog.club.capital/dont-let-summer-cash-flow-catch-you-off-guard-a-financial-health-check-for-insurance-agents) ## [NEW 7.3.25 : What Insurance Agency Owners Need to Know About the Approved 2025 Tax Bill](https://blog.club.capital/breaking-what-insurance-agency-owners-need-to-know-about-the-proposed-2025-tax-bill) ## [From Flying Blind to Financial Clarity: How Club Capital Transformed This Insurance Agent's Business](https://blog.club.capital/from-flying-blind-to-financial-clarity-how-club-capital-transformed-this-insurance-agents-business) ## [Emergency Fund Planning: Building Reserves for Unforeseen Circumstances or Economic Downturns](https://blog.club.capital/emergency-fund-planning-building-reserves-for-unforeseen-circumstances-or-economic-downturns) ## [Why Insurance Agency Owners Must Know Their Business Numbers](https://blog.club.capital/why-insurance-agency-owners-must-know-their-business-numbers) ## [Debt Management: Smart Strategies for Growing Your Agency Without Drowning in Loans](https://blog.club.capital/debt-management-smart-strategies-for-growing-your-agency-without-drowning-in-loans) ## [Case Study: Financial Reporting and Analysis For Agency Longevity](https://blog.club.capital/case-study-financial-reporting-and-analysis-for-agency-longevity) ## [Case Study: From Financial Chaos to Confident Decision-Making](https://blog.club.capital/case-study-from-financial-chaos-to-confident-decision-making) ## [Case Study: How Club Capital Transformed Financial Clarity & Growth for an Insurance Agency](https://blog.club.capital/case-study-how-club-capital-transformed-financial-clarity-growth-for-an-insurance-agency) ## [Tax Planning and Compliance for Insurance Agencies: Maximize Deductions While Staying Compliant](https://blog.club.capital/tax-planning-and-compliance-for-insurance-agencies-maximize-deductions-while-staying-compliant) ## [How to Ensure Your Insurance Agency Stays Liquid](https://blog.club.capital/how-to-ensure-your-insurance-agency-stays-liquid) ## [Insurance Agency Compensation Planning](https://blog.club.capital/insurance-agency-compensation-planning) ## [Expense Control: Smart Strategies for Reducing Costs in Your Agency Without Sacrificing Service Quality](https://blog.club.capital/expense-control-smart-strategies-for-reducing-costs-in-your-agency-without-sacrificing-service-quality) ## [Why Every S Corp Owner Needs an Accountable Plan](https://blog.club.capital/why-every-s-corp-owner-needs-an-accountable-plan) ## [Profitability Analysis For Your Insurance Agency](https://blog.club.capital/profitability-analysis-insurance) ## [Cash Flow Management: Keeping Your Insurance Agency Financially Fit](https://blog.club.capital/cash-flow-management-keeping-your-insurance-agency-financially-fit) ## [BOI Reporting Halted by Injunction on Corporate Transparency Act (CTA)](https://blog.club.capital/boireporting-12052024update) ## [UPDATED 2025 FLSA Wage Requirements - What You Need to Know](https://blog.club.capital/2025-flsa-wage-requirements) ## [The Bulletproof Annual Budget Your Insurance Agency Needs](https://blog.club.capital/the-bulletproof-annual-budget-your-insurance-agency-needs) ## [Cash Flow Made Easy: A Simple Approach for Business Owners](https://blog.club.capital/cash-flow-made-easy-a-simple-approach-for-business-owners) ## [Top 10 Accounting Tips for Insurance Agents to Boost Financial Success](https://blog.club.capital/accounting-tips-for-insurance-agents-for-financial-success) ## [A Comprehensive Guide to Tax Filing for Insurance Agents](https://blog.club.capital/guide-to-tax-filing-for-insurance-agents) ## [Annual Team Reviews to Growth and Rewards](https://blog.club.capital/annual-team-reviews-and-rewards) ## [The New Year Brings a New Reporting Requirement for Businesses](https://blog.club.capital/the-new-year-brings-a-new-reporting-requirement-for-businesses) ## [Improve Business Efficiency to Craft Time for Loved Ones](https://blog.club.capital/improve-business-efficiency-to-craft-time-for-loved-ones) ## [BREAKING NEWS: IRS Announces New Options for ERC Recipients](https://blog.club.capital/irs-announces-new-options-for-erc-recipients) ## [Don't let their Menorah Oil Burn Out](https://blog.club.capital/burnout) ## [Did you wait until Turkey Day to Thank your team?](https://blog.club.capital/did-you-wait-until-thanksiving-to-thank-your-team) ## [Celebrating Excellence: Club Capital Nominated for an Industry Award!](https://blog.club.capital/celebrating-excellence-club-capital-nominated-for-an-industry-award) ## [Halloween is Over and You’re Still Getting Ghosted?](https://blog.club.capital/stop-ghosting-now) ## [Case Study: Achieving Financial Success with CFO Services](https://blog.club.capital/achieve-financial-success-with-club-capital) ## [Club Capital's Newest Offering: People Advisory Services](https://blog.club.capital/introducing-people-advisory-services) ## [Case Study: Elevate Your Business with Our CFO Services](https://blog.club.capital/elevate-your-business-with-cfo-services) ## [8 Things You Need to Do When Changing Your Insurance Agency’s Business Address](https://blog.club.capital/7-things-you-need-to-do-when-changing-your-insurance-agencys-business-address) ## [Auto Insurance Rates Skyrocket](https://blog.club.capital/auto-insurance-rates-skyrocket) ## [Club Capital Selected as One of the Best Firms for Technology in 2023](https://blog.club.capital/club-capital-selected-as-one-of-the-best-firms-for-technology-in-2023) ## [Top 5 Tax Deductions for Insurance Agents](https://blog.club.capital/top-5-tax-deductions-for-insurance-agents) ## [How Insurance Agents Can Prevent an IRS Audit](https://blog.club.capital/how-insurance-agents-can-prevent-an-irs-audit) ## [How to Recession-Proof Your Agency](https://blog.club.capital/how-to-recession-proof-your-agency) ## [Top 5 Mistakes When It Comes to Incorporating Your Agency](https://blog.club.capital/top-5-mistakes-when-it-comes-to-incorporating-your-agency) ## [Tax Season 2023: Deadlines and the Penalties for Filing Late](https://blog.club.capital/tax-season-2023-deadlines-and-the-penalties-for-filing-late) ## [Outsourced CFO: The Secret Every Insurance Agency Needs](https://blog.club.capital/outsourced-cfo-the-secret-every-insurance-agency-needs) ## [A Quick Guide to Business Loans vs. Personal Loans](https://blog.club.capital/a-quick-guide-to-business-loans-vs.-personal-loans-0) ## [5 Podcast Episodes You Need to Listen to Right Now](https://blog.club.capital/5-podcast-episodes-you-need-to-listen-to-right-now) ## [5 Year-End Medical Plan Tax Deduction Strategies](https://blog.club.capital/5-year-end-medical-plan-tax-deduction-strategies) ## [5 Powerful Tax Deduction Tips Every Insurance Agency Owner Must Know](https://blog.club.capital/6-powerful-tax-deduction-tips-every-insurance-agency-owner-must-know) ## [5 Steps to Recession-Proof Your Insurance Agency](https://blog.club.capital/5-steps-to-recession-proof-your-insurance-agency) ## [How Club Capital Makes Converting to an S-Corporation Easy](https://blog.club.capital/how-club-capital-makes-converting-to-an-s-corporation-easy) ## [What Is Working Capital And Why Is It Important For Your Insurance Agency?](https://blog.club.capital/what-is-working-capital-and-why-is-it-important-for-your-insurance-agency) ## [The Importance of Tax ID Numbers And How To Get One For Your Insurance Agency](https://blog.club.capital/the-importance-of-tax-id-numbers-and-how-to-get-one-for-your-insurance-agency) ## [How to Contact the IRS: A Simple Guide for Insurance Agents](https://blog.club.capital/how-to-contact-the-irs-a-simple-guide-for-insurance-agents) ## [Don't File Taxes For Your Business? Here's What Could Happen](https://blog.club.capital/dont-file-taxes-for-your-business-heres-what-could-happen) ## [1099 Contractors vs. W-2 Employees: Which Is Best for Your Business?](https://blog.club.capital/1099-contractors-vs.-w-2-employees-which-is-best-for-your-business) ## [Business Travel Tax Deductions: Your Agency May Be Missing Out](https://blog.club.capital/business-travel-tax-deductions-your-agency-may-be-missing-out) ## [A Simple Guide to Managing Cash Flow and Making Better Money Decisions](https://blog.club.capital/a-simple-guide-to-managing-cash-flow-and-making-better-money-decisions) ## [Bookkeeping vs Accounting What’s the Difference?](https://blog.club.capital/bookkeeping-vs-accounting-whats-the-difference) ## [How To Create A Business Budget That Will Keep You Accountable](https://blog.club.capital/how-to-create-a-business-budget-that-will-keep-you-accountable) ## [11 Top Tax Deductions for Small Businesses](https://blog.club.capital/11-top-tax-deductions-for-small-businesses) ## [Gross Profit vs. Net Profit: What's The Difference?](https://blog.club.capital/gross-profit-vs.-net-profit-whats-the-difference) ## [What's A Cost Segregation Study & Why Is It Important?](https://blog.club.capital/whats-a-cost-segregation-study-why-is-it-important) ## [How to Write Off Your Vacation as a Small Business Owner](https://blog.club.capital/how-to-write-off-your-vacation-as-a-small-business-owner) ## [Section 179 Tax Deduction For Writing Off Your Vehicle](https://blog.club.capital/section-179-tax-deduction-for-writing-off-your-vehicle) ## [Protect Your Business by Knowing How to Prevent Bank Fraud](https://blog.club.capital/protect-your-business-by-knowing-how-to-prevent-bank-fraud) ## [Tax Incentives for Hiring Veterans](https://blog.club.capital/tax-incentives-for-hiring-veterans) ## [The Difference Between Exempt and Non-Exempt Employees](https://blog.club.capital/the-difference-between-exempt-and-non-exempt-employees) ## [The Importance of Meeting Minutes and Why You Need to Keep Them](https://blog.club.capital/the-importance-of-meeting-minutes-and-why-you-need-to-keep-them) ## [Our New Podcast Is Here! Introducing The Bottom Line](https://blog.club.capital/our-new-podcast-is-here-introducing-the-bottom-line) ## [A Simple Guide to Home Office Tax Deductions](https://blog.club.capital/a-simple-guide-to-home-office-tax-deductions) ## [Do You Owe Taxes on Credit Card Rewards as a Small Business](https://blog.club.capital/do-you-owe-taxes-on-credit-card-rewards-as-a-small-business) ## [Introducing Our Free Financial Calendar: Seamlessly Stay Up-To-Date](https://blog.club.capital/introducing-our-free-financial-calendar-seamlessly-stay-up-to-date) ## [Top 7 Podcast Episodes That Will Propel Your Agency’s Growth](https://blog.club.capital/top-7-podcast-episodes-that-will-propel-your-agencys-growth) ## [Free and Easy Mileage Tracker for Your Agency](https://blog.club.capital/free-and-easy-mileage-tracker-for-your-agency) ## [How Sole Proprietorships Are Taxed: Ultimate Guide](https://blog.club.capital/how-sole-proprietorships-are-taxed-ultimate-guide) ## [Check Out Our Updated Club Capital App \[Free Mileage Tracker\]](https://blog.club.capital/check-out-our-updated-club-capital-app-free-mileage-tracker) ## [Quarterly Estimated Taxes Explained: What Every Agency Owner Should Know](https://blog.club.capital/quarterly-estimated-taxes-explained-what-every-agency-owner-should-know) ## [Single vs. Married Filing Status: A Guide for Newlyweds](https://blog.club.capital/single-vs.-married-filing-status-guide-for-newlyweds) ## [Five Ways Your Credit Impacts Your Business](https://blog.club.capital/five-ways-your-credit-impacts-your-business) ## [Mistakes To Avoid When Registering Your Insurance Agency](https://blog.club.capital/mistakes-to-avoid-when-registering-your-insurance-agency) ## [Chart of Accounts Created for Insurance Agencies | Key Metrics and Accounting](https://blog.club.capital/chart-of-accounts-created-for-insurance-agencies) ## [When to Incorporate Your Insurance Agency: Factors To Consider](https://blog.club.capital/when-to-incorporate-your-insurance-agency) ## [Client Success Story: How We Helped Increase Productivity and Save Time](https://blog.club.capital/client-success-story-chris-c) ## [Introducing CFO Services: What Every Insurance Agent Needs to Easily Build a Budget and Forecast](https://blog.club.capital/introducing-cfo-services-what-every-insurance-agent-needs-to-easily-build-a-budget-and-forecast) ## [Lease or Buy a Car: Business Tax Advantages and Considerations](https://blog.club.capital/lease-or-buy-a-car-business-tax-advantages) ## [2020 Tax Refund Delayed: What to Do if You’re Still Waiting on Your Tax Refund](https://blog.club.capital/2020-tax-refund-delayed) ## [An Agents Guide to Employee Retention Tax Credits](https://blog.club.capital/employee-retention-tax-credits) ## [Business Tax Records and Receipts - How Long Insurance Agents Should Keep Them](https://blog.club.capital/business-tax-records-and-receipts-how-long-should-you-keep-them) ## [9 Financial Metrics to Run Your Insurance Agency](https://blog.club.capital/9-financial-metrics-to-run-your-insurance-agency) ## [Top 5 Club Capital Podcasts for New Insurance Agents](https://blog.club.capital/top-5-club-capital-podcasts-for-new-insurance-agents) ## [3 Takeaways for Agents on the New Financial Relief Package](https://blog.club.capital/3-takeaways-for-agents-on-new-financial-relief-package) ## [Making Sense of Trump's Payroll Tax Deferral](https://blog.club.capital/making-sense-of-trumps-payroll-tax-deferral) ## [Club Capital is named one of the 2020 Best Firms for Technology by Accounting Today](https://blog.club.capital/club-capital-is-named-one-of-the-2020-best-firms-for-technology-by-accounting-today) ## [Huge Update on PPP Loan Forgiveness!](https://blog.club.capital/ppp-forgiveness-updates) ## [Announcing: The Club Capital Mobile App](https://blog.club.capital/you-can-now-have-your-financials-as-well-as-your-team-at-club-capital-on-the-go) ## [Paid Leave Guidelines from the Families First Coronavirus Response Act](https://blog.club.capital/families-first-coronavirus-response-act-impact-to-agency-owners) ## [USDT & IRS Extend the Tax Deadlines Due to COVID-19 Outbreak](https://blog.club.capital/usdt-irs-extend-the-tax-payment-deadline-due-to-covid-19-outbreak) ## [Episode 21: Performance and Results](https://blog.club.capital/episode-19-go-to-the-corner-0) ## [Episode 20: Go to the Corner!](https://blog.club.capital/episode-19-go-to-the-corner) ## [Episode 19: 2020 Vision](https://blog.club.capital/episode-19-people-cash-and-leading-yourself-first-0) ## [Episode 18: People, Cash, and Leading Yourself First](https://blog.club.capital/episode-19-people-cash-and-leading-yourself-first) ## [Episode 17: C.A.F.E.](https://blog.club.capital/episode-18-c-a-f-e) ## [Episode 16: What Your "Core Four" Values Shouldn't be](https://blog.club.capital/episode-16-what-your-core-four-values-shouldnt-be) ## [Episode 15: Rockstars and Superstars](https://blog.club.capital/episode-15-rockstars-and-superstars) ## [Episode 14: Consistency Over Intensity](https://blog.club.capital/episode-14-consistency-over-intensity) ## [Episode 13: One-on-One Meetings](https://blog.club.capital/episode-13-one-on-ones) ## [Episode 12: The New CEO](https://blog.club.capital/episode-11-the-new-ceo) ## [Episode 11: The Handshake](https://blog.club.capital/episode-7-keep-your-eye-on-the-ball-0-0-1) ## [Episode 10: Energy Rhythms](https://blog.club.capital/episode-7-keep-your-eye-on-the-ball-0-0-0) ## [Episode 9: Yes or No](https://blog.club.capital/episode-7-keep-your-eye-on-the-ball-0-0) ## [Episode 8: Don't Miss This Moment](https://blog.club.capital/episode-7-keep-your-eye-on-the-ball-0) ## [Episode 7: Keep Your Eye on the Ball!](https://blog.club.capital/episode-7-keep-your-eye-on-the-ball) ## [Episode 6: Grow Your Leadership Capacity - Part 2](https://blog.club.capital/growyourleadershipcapacity-part2) ## [Episode 5: Grow Your Leadership Capacity](https://blog.club.capital/growyourleadershipcapacity) ## [Episode 4: Sports and Business Differences (Part 2)](https://blog.club.capital/ccc-weekly-video-series-episode-4) ## [Episode 3: Sports and Business Similarities](https://blog.club.capital/ccc-weekly-video-series-episode-3) ## [Weekly Video Series Episode 2: The A-Team](https://blog.club.capital/ccc-weekly-video-series-episode-2) ## [Weekly Video Series Episode 1: Chess or Checkers?](https://blog.club.capital/ccc-weekly-video-series-episode-1) ## [Club Capital Launches Business Coaching Services](https://blog.club.capital/introducing-club-capital-coaching) ## [Cash Is King! -  How To Boost Your Cash Management Skills](https://blog.club.capital/cash-is-king) ## [4 Ways To Cut Business Costs](https://blog.club.capital/4-ways-to-cut-costs) ## [4 Signs That Tell You It’s Time To Outsource Your Accounting](https://blog.club.capital/4-signs-that-tell-you-its-time-to-outsource-your-accounting) ## [Tax Benefits for Business Vehicles: How depreciation affects your actual out-of-pocket costs](https://blog.club.capital/tax-benefits-for-business-vehicles) ## [Estimated Tax Payments: How they are calculated and why you should pay them](https://blog.club.capital/estimated-tax-payments) ## [2018 Tax Reform Impact on Meals, Entertainment, & Travel](https://blog.club.capital/2018-tax-reform-impact-on-business-expenses) ## [The Three Financial Statements](https://blog.club.capital/core-financial-statements) ## [NOTICE: What Insurance Agents Need to Know About Their S-Corp Structure](https://blog.club.capital/reducing-s-corp-structure-audit-risk) ## [Tax Reform: What Insurance Agents Need to Know - NOW!](https://blog.club.capital/what-to-know-about-tax-reform) ## [What's the difference between a 50% and 100% meal expense?](https://blog.club.capital/deductible-meal-expenses) ## [Expenses you can NOT deduct from your taxable income](https://blog.club.capital/business-expenses-not-to-deduct) ## [New Agency Starting Out Guide (download available)](https://blog.club.capital/new-agency-starting-out-guide) ## [Seven Steps to Financial Automation](https://blog.club.capital/seven-steps-to-financial-automation) ## [How to run your agency like a well oiled machine](https://blog.club.capital/how-to-run-your-agency-like-a-well-oiled-machine) ## [Top 10 Marketing Sources Tracked by Insurance Agents](https://blog.club.capital/top-10-marketing-sources-tracked-by-insurance-agents) ## [Your Agency's Marketing Budget](https://blog.club.capital/your-agencys-marketing-budget) ## [What did you learn from tax season?](https://blog.club.capital/what-did-you-learn-from-tax-season) ## [Multitask Smarter](https://blog.club.capital/multitask-smarter) ## [How to Spend $1 Million](https://blog.club.capital/how-to-spend-1-million) - 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