--- title: Club Capital Blog description: Club Capital Blog from the largest accounting & advisory firm for insurance agents in the country. image: https://blog.club.capital/hubfs/Accounting%20%20Tax%20%20CFO%20%20People%20Advisory%20(3).png --- [Skip to content](https://blog.club.capital/page/1#content) [![](https://blog.club.capital/hs-fs/hubfs/CC%20Logo_Transparent%20Small%20Size.png?width=1000&height=188&name=CC%20Logo_Transparent%20Small%20Size.png)](http://www.club.capital) - Industries - [Insurance](https://club.capital/industries/insurance/) - [Youth Soccer](https://club.capital/industries/youth-soccer/) - Solutions - [Monthly Accounting](https://club.capital/solutions/monthly-accounting/) - [Tax Service](https://club.capital/solutions/tax-service/) - [CFO Services](https://club.capital/solutions/cfo-services-for-your-business/) - [Digital Marketing Services](https://club.capital/solutions/digital-marketing-services/) - Resources - [Our Company](https://club.capital/our-company/) - [Testimonials](https://club.capital/testimonials/) - [Webinars](https://club.capital/webinars/) - [Partnerships](https://club.capital/partnerships/) - [Referral Program](https://club.capital/referral-program/) - [Est-Tax-Payments](https://club.capital/est-tax-payments/) - [Podcast](https://club.capital/podcast/) - Blogs - [Small Business Finance Blog](https://blog.club.capital/) - [Youth Sports Finance Blog](https://blog.club.capital/sports) - [Marketing Blog](https://blog.club.capital/club-capital-marketing-blog) [Client Login](https://club.capital/client-login/) [Schedule a Demo](https://club.capital/schedule-a-demo/) - Industries - [Insurance](https://club.capital/industries/insurance/) - [Youth Soccer](https://club.capital/industries/youth-soccer/) - Solutions - [Monthly Accounting](https://club.capital/solutions/monthly-accounting/) - [Tax Service](https://club.capital/solutions/tax-service/) - [CFO Services](https://club.capital/solutions/cfo-services-for-your-business/) - [Digital Marketing Services](https://club.capital/solutions/digital-marketing-services/) - Resources - [Our Company](https://club.capital/our-company/) - [Testimonials](https://club.capital/testimonials/) - [Webinars](https://club.capital/webinars/) - [Partnerships](https://club.capital/partnerships/) - [Referral Program](https://club.capital/referral-program/) - [Est-Tax-Payments](https://club.capital/est-tax-payments/) - [Podcast](https://club.capital/podcast/) - Blogs - [Small Business Finance Blog](https://blog.club.capital/) - [Youth Sports Finance Blog](https://blog.club.capital/sports) - [Marketing Blog](https://blog.club.capital/club-capital-marketing-blog) [Client Login](https://club.capital/client-login/) [Schedule a Demo](https://club.capital/schedule-a-demo/) ## Club Capital Blog Subscribe to our Blog ### Stay up to date ### Topics - Select a Topic - [All](https://blog.club.capital) - [Tax](https://blog.club.capital/tag/tax) - [Financials](https://blog.club.capital/tag/financials) - [CFO](https://blog.club.capital/tag/cfo) - [Case Study](https://blog.club.capital/tag/case-study) - [People Advisory](https://blog.club.capital/tag/people-advisory) - [Industry News](https://blog.club.capital/tag/industry-news) - [COVID](https://blog.club.capital/tag/covid) [![](https://blog.club.capital/hubfs/ChatGPT%20Image%20Aug%207%2c%202026%2c%2002_04_15%20PM.png)](https://blog.club.capital/the-expenses-your-s-corp-should-be-paying-you-back-for) [Tax](https://blog.club.capital/tag/tax) #### [The Expenses Your S-Corp Should Be Paying You Back For](https://blog.club.capital/the-expenses-your-s-corp-should-be-paying-you-back-for) By [Club Capital](https://blog.club.capital/author/club-capital) on October 13, 2026 If you own a captive insurance agency, you're probably covering more agency expenses out of your own pocket than you realize. You renew a license on your personal card. You drive to a... [Continue Reading](https://blog.club.capital/the-expenses-your-s-corp-should-be-paying-you-back-for) [![](https://blog.club.capital/hubfs/ChatGPT%20Image%20Aug%207%2c%202026%2c%2003_20_08%20PM.png)](https://blog.club.capital/revenue-grew-3.-payroll-ate-the-gain) [Case Study](https://blog.club.capital/tag/case-study) [CFO](https://blog.club.capital/tag/cfo) #### [This agency grew revenue 3% and lost $145K of profit. Yours might be doing the same thing right now.](https://blog.club.capital/revenue-grew-3.-payroll-ate-the-gain) By [Club Capital](https://blog.club.capital/author/club-capital) on October 6, 2026 If you saw this insurance agency's dashboard in June, you'd think the owner was winning. Revenue up 3%, nearly 8% ahead of budget. New business up 22%. Expenses under plan in almost every... [Continue Reading](https://blog.club.capital/revenue-grew-3.-payroll-ate-the-gain) [![](https://blog.club.capital/hubfs/tax-teardown-case-study-featured-2400x1260.png)](https://blog.club.capital/he-trusted-his-cpa.-a-second-review-found-21000-a-year-in-potential-savings) [Case Study](https://blog.club.capital/tag/case-study) #### [He trusted his CPA. A second review found $21,000 a year in potential savings.](https://blog.club.capital/he-trusted-his-cpa.-a-second-review-found-21000-a-year-in-potential-savings) By [Club Capital](https://blog.club.capital/author/club-capital) on September 30, 2026 When a captive insurance agent sent us his 2025 tax return, he was happy with his CPA. They had a good relationship, and he felt his accountant struck the right balance between following... [Continue Reading](https://blog.club.capital/he-trusted-his-cpa.-a-second-review-found-21000-a-year-in-potential-savings) [![](https://blog.club.capital/hubfs/Blog_Featured_Image_1200x630.png)](https://blog.club.capital/we-ran-a-staffing-capacity-analysis-for-a-cfo-client-weighing-three-new-hires.-heres-what-the-numbers-said) [Financials](https://blog.club.capital/tag/financials) #### [Can This Agency Afford Three New Hires? We Ran the Numbers](https://blog.club.capital/we-ran-a-staffing-capacity-analysis-for-a-cfo-client-weighing-three-new-hires.-heres-what-the-numbers-said) By [Club Capital](https://blog.club.capital/author/club-capital) on July 15, 2026 We recently modeled three proposed hires for a single-owner captive agency. The owner wanted to know whether the agency could support all three in 2026, how much risk came with hiring them... [Continue Reading](https://blog.club.capital/we-ran-a-staffing-capacity-analysis-for-a-cfo-client-weighing-three-new-hires.-heres-what-the-numbers-said) [![](https://blog.club.capital/hubfs/scorp-accountable-plan-featured%20(1).png)](https://blog.club.capital/the-s-corp-accountable-plan-a-complete-template-setup-guide) [Tax](https://blog.club.capital/tag/tax) #### [The S-Corp Accountable Plan: A Complete Template & Setup Guide](https://blog.club.capital/the-s-corp-accountable-plan-a-complete-template-setup-guide) By [Club Capital](https://blog.club.capital/author/club-capital) on June 30, 2026 If you own an insurance agency — or any small business — taxed as an S corporation and you're covering mileage, your home office, or your cell phone out of your own pocket, there's a strong... [Continue Reading](https://blog.club.capital/the-s-corp-accountable-plan-a-complete-template-setup-guide) [![](https://blog.club.capital/hubfs/cfo-roi-analysis-featured.png)](https://blog.club.capital/labor-marketing-roi-analysis-cfo-client) [CFO](https://blog.club.capital/tag/cfo) #### [We Did a Full Labor and Marketing ROI Analysis for One of Our CFO Clients. Here's What the Data Said.](https://blog.club.capital/labor-marketing-roi-analysis-cfo-client) By [Micah Cannon](https://blog.club.capital/author/micah-cannon) on June 22, 2026 We recently completed a full workforce cost and marketing ROI analysis for one of our CFO advisory clients: a multi-location captive agency with over 40 employees across three offices. I’m... [Continue Reading](https://blog.club.capital/labor-marketing-roi-analysis-cfo-client) [![](https://blog.club.capital/hubfs/Blog%20Header-2.png)](https://blog.club.capital/introducing-the-club-capital-toolbox) [Financials](https://blog.club.capital/tag/financials) [CFO](https://blog.club.capital/tag/cfo) #### [Introducing the Club Capital Toolbox - FREE for All Agents](https://blog.club.capital/introducing-the-club-capital-toolbox) By [The Club Capital CFO Team](https://blog.club.capital/author/the-club-capital-cfo-team) on October 22, 2025 From CFO Desk to Your Dashboard We’re excited to introduce the Club Capital Toolbox, a brand-new collection of interactive tools designed to help your agency plan, forecast, and grow more... [Continue Reading](https://blog.club.capital/introducing-the-club-capital-toolbox) [![](https://blog.club.capital/hubfs/Business%20Management%20Services%20(45).jpg)](https://blog.club.capital/the-hidden-profit-center-why-strategic-tax-planning-is-essential-for-insurance-agency-owners) [Tax](https://blog.club.capital/tag/tax) #### [The Hidden Profit Center: Why Strategic Tax Planning is Essential for Insurance Agency Owners](https://blog.club.capital/the-hidden-profit-center-why-strategic-tax-planning-is-essential-for-insurance-agency-owners) By [Club Capital](https://blog.club.capital/author/club-capital) on July 10, 2025 Running a successful insurance agency requires more than just writing policies and managing client relationships. While you're focused on growing your book of business and serving... [Continue Reading](https://blog.club.capital/the-hidden-profit-center-why-strategic-tax-planning-is-essential-for-insurance-agency-owners) [![](https://blog.club.capital/hubfs/Business%20Management%20Services%20(39).jpg)](https://blog.club.capital/ready-to-scale-your-insurance-agency-lets-talk-numbers-the-fun-kind) [Financials](https://blog.club.capital/tag/financials) [CFO](https://blog.club.capital/tag/cfo) #### [Ready to Scale Your Insurance Agency? Let's Talk Numbers (The Fun Kind!)](https://blog.club.capital/ready-to-scale-your-insurance-agency-lets-talk-numbers-the-fun-kind) By [Club Capital](https://blog.club.capital/author/club-capital) on July 3, 2025 We know what you're thinking – "budgeting and forecasting" doesn't exactly scream "exciting Friday afternoon reading." But stick with us here, because we're about to show you how these... 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