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Improve Business Efficiency to Craft Time for Loved Ones

Client Background 

A seasoned insurance agent with nearly a decade of experience was facing multiple challenges that stagnated the growth and financial stability of his agency. Despite being in the industry for a considerable time, he felt the need for a comprehensive financial strategy to increase revenue, manage expenses effectively, pay off debt, and achieve a better work-life balance.

Learn more about Club Capital's CFO Services here.

Goals to Achieve:

Revenue Growth: Increase business revenue.
Expense Control: Gain control of monthly expenses.
Debt Reduction: Develop a plan to pay off high-interest, unsecured loans.
Quality of Life: Reduce stress around financial management, enabling more time with family.

Key Decisions Made with Club Capital's CFO Services

1. Strategic Hiring Decisions:

  • Analyzed the current team structure and identified gaps.
  • Assisted in making strategic hiring decisions to enhance the sales and customer service team.
  • Result: Doubled new business revenue within the first year.

2. Expense Budgeting:

  • Conducted a thorough analysis of the business's financial health.
  • Collaborated with the client to set up a realistic monthly expense budget aligned with business goals.
  • Result: Improved expense management, creating a more sustainable and efficient operation.

3. Debt Repayment Plan:

  • Assessed existing debts, focusing on high-interest, unsecured loans.
  • Developed a structured plan for debt repayment to free up additional income.
  • Result: Increased take-home income, contributing to personal and professional financial stability.

The Results

  • 38% increase in year-over-year profits, within the first year under CFO services. On track to repeat profit growth in 2024, which reflects the sustained impact of CFO services on long-term financial success.
  • Demonstrated expertise in financial management positively impacting the bottom line.
  • All pre-existing debt prior to joining CFO services is forecasted to be paid off by Q1 2024.

This case study highlights the transformative impact of Club Capital's CFO services on the financial health and success of an insurance agent. By addressing specific challenges, making strategic decisions, and providing ongoing financial guidance, Club Capital has positioned the client for significant profit growth while enhancing overall work-life balance. The results speak to the value of Club Capital's services in driving both short-term and long-term financial success for its clients. Join our community of over 800 satisfied clients and experience the value that Club Capital can bring to your financial journey.


Here's what some of our satisfied clients have to say about Club Capital's CFO Services:

  • “My experience with Club Capital has been instrumental in my ability to take care of my employees, manage expenses, and pay off debt, all while growing my business and giving me and my family the opportunity for success both now and into the future.  Ronit has been an exceptional account manager.  He has expertise suited to giving specific recommendations and advice that pays off.  Also, having access to good data has allowed me to benchmark my business alongside other successful businesses, and having the data provided through the CFO Services allows me to confidently run my business. I am spending more on marketing and investing more in my team while cutting costs in other areas and my business is growing faster than it ever has before.  Morale in my office is at an all time high. Thank you to Ronit and the team at Club Capital!”

  • “Club Capital has been an absolute pleasure to work with since 1.5 years ago. I feel well taken care of in our (quarterly) meetings with my Account Manager Lee Walker! My accounting experience has been improved immensely. Our CFO meetings have helped me make better decisions such as budgeting and getting a clearer picture of what will drive profitability.”

  • “I had been thinking about moving to Club Capital for a while and finally made the change at the beginning of 2023. What put me over the edge was understanding what their CFO services were and how I could be in better control of my business.  You watch Shark Tank or CNBC’s The Profit and you realize how much the best business people “know their numbers.”  I did not. I have had 3 calls with Ronit Patel, my CFO, and I have never felt more financially in control of my business than I do now.  For the first time I have clear targets of what I am aiming to achieve and have a better grasp of cash flow and future projections that will help grow my agency into the future. This change, particularly the CFO services has been huge for me operating as an owner with eyes toward the future.”

  • "I’ve been working with Club capital just shy of 18 months now and have nothing but good things to say about them.  I use them for tax and CFO services – both of which I recommend. If you want the most out of them, sign up for CFO."


Who's the author?

Greetings! I'm Ronit Patel, the Manager of Finance and Advisory Services at Club Capital. I lead our CFO services division alongside General Manager Louisa Else and CEO Micah Cannon. We're here to provide expert insights and innovative solutions for your financial journey. Join us on this adventure to financial success through CFO Services!

As a business owner in the insurance world, you've done sales, service and own an entire agency! Now let us help you become the best CFO for both your personal and financial goals. 

What are CFO Services at Club Capital? 

  • Financial Reporting and Analysis: We will go beyond simply presenting numbers; we will interpret financial reports, analyze trends, and communicate the key financial indicators to help you make well-informed decisions.
  • Strategic Financial Planning: Our CFO specialists possess a wealth of experience in devising financial strategies. By analyzing your company's financial data and market trends, they will provide invaluable insights that can drive smart decision-making and sustainable growth.
  • Cost Optimization: Our CFOs are adept at identifying areas where cost savings can be achieved without compromising on quality or performance. They will meticulously assess your expenses and implement efficient financial practices to improve your bottom line.
  • Risk Management: In today's volatile business landscape, mitigating risks is of utmost importance. Our CFOs will work with you to develop comprehensive risk management strategies, safeguarding your business from potential pitfalls and uncertainties.
  • Access to C-Level Expertise: Not every organization has the budget or need for a full-time CFO. By availing our services, you gain access to top-tier financial expertise without the cost of a full-time executive.
These forecasting services are built for agency owners looking to more closely manage their financials, cash flow, and who love to plan ahead to hold themselves accountable to their goals. To further showcase the tangible benefits of our CFO services, we would be delighted to arrange a complimentary demo with your original Account Executive at Club Capital. They will take the time to understand your unique needs and showcase the important features of our CFO services and the Forecasting tool.



  1. Check out our website to learn more about how we're positioning and pricing these services
  2. Explore this quick Loom explainer video to give you the actual visuals behind what CFO Services would look like within our Reporting Platform
  3. Book a time with us to explore CFO Services more and determine if this is the right fit for you.
Don't miss out on this exceptional opportunity to take your financial strategy to new heights. We eagerly look forward to the possibility of supporting your financial success with our CFO services.

Learn how Club Capital can help your agency stay in the legal clear so you can continue operating your business successfully. Schedule a demo today.

By Ronit Patel | January 04, 2024 | Case Study, CFO | 0 Comments

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