--- title: Club Capital Blog | Javier Goldin description: Club Capital Blog from the largest accounting & advisory firm for insurance agents in the country. image: https://blog.club.capital/hubfs/Accounting%20%20Tax%20%20CFO%20%20People%20Advisory%20(3).png --- [Skip to content](https://blog.club.capital/author/javier-goldin#content) [![](https://blog.club.capital/hs-fs/hubfs/CC%20Logo_Transparent%20Small%20Size.png?width=1000&height=188&name=CC%20Logo_Transparent%20Small%20Size.png)](http://www.club.capital) - Industries - [Insurance](https://club.capital/industries/insurance/) - [Youth Soccer](https://club.capital/industries/youth-soccer/) - Solutions - [Monthly Accounting](https://club.capital/solutions/monthly-accounting/) - [Tax Service](https://club.capital/solutions/tax-service/) - [CFO Services](https://club.capital/solutions/cfo-services-for-your-business/) - [Digital Marketing Services](https://club.capital/solutions/digital-marketing-services/) - Resources - [Our Company](https://club.capital/our-company/) - [Testimonials](https://club.capital/testimonials/) - [Webinars](https://club.capital/webinars/) - [Partnerships](https://club.capital/partnerships/) - [Referral Program](https://club.capital/referral-program/) - [Est-Tax-Payments](https://club.capital/est-tax-payments/) - [Podcast](https://club.capital/podcast/) - Blogs - [Small Business Finance Blog](https://blog.club.capital/) - [Youth Sports Finance Blog](https://blog.club.capital/sports) - [Marketing Blog](https://blog.club.capital/club-capital-marketing-blog) [Client Login](https://club.capital/client-login/) [Schedule a Demo](https://club.capital/schedule-a-demo/) - Industries - [Insurance](https://club.capital/industries/insurance/) - [Youth Soccer](https://club.capital/industries/youth-soccer/) - Solutions - [Monthly Accounting](https://club.capital/solutions/monthly-accounting/) - [Tax Service](https://club.capital/solutions/tax-service/) - [CFO Services](https://club.capital/solutions/cfo-services-for-your-business/) - [Digital Marketing Services](https://club.capital/solutions/digital-marketing-services/) - Resources - [Our Company](https://club.capital/our-company/) - [Testimonials](https://club.capital/testimonials/) - [Webinars](https://club.capital/webinars/) - [Partnerships](https://club.capital/partnerships/) - [Referral Program](https://club.capital/referral-program/) - [Est-Tax-Payments](https://club.capital/est-tax-payments/) - [Podcast](https://club.capital/podcast/) - Blogs - [Small Business Finance Blog](https://blog.club.capital/) - [Youth Sports Finance Blog](https://blog.club.capital/sports) - [Marketing Blog](https://blog.club.capital/club-capital-marketing-blog) [Client Login](https://club.capital/client-login/) [Schedule a Demo](https://club.capital/schedule-a-demo/) - [Blog](https://blog.club.capital) - / - Author ## Javier Goldin [mailto:jgoldin@club.capital](mailto:jgoldin@club.capital) ### Stay up to date [![](https://blog.club.capital/hubfs/image.png)](https://blog.club.capital/tax-benefits-for-business-vehicles) #### [Tax Benefits for Business Vehicles: How depreciation affects your actual out-of-pocket costs](https://blog.club.capital/tax-benefits-for-business-vehicles) By [Javier Goldin](https://blog.club.capital/author/javier-goldin) on July 19, 2018 The Tax Cuts and Jobs Act (TCJA) has plenty of good news for small businesses and their owners, including a very favorable first-year depreciation break for vehicles used for business.... [Continue Reading](https://blog.club.capital/tax-benefits-for-business-vehicles) [![](https://blog.club.capital/hubfs/Stock%20images/Workplace%20with%20tablet%20pc%20showing%20calendar%20and%20a%20cup%20of%20coffee%20on%20a%20wooden%20work%20table%20close-up.jpeg)](https://blog.club.capital/estimated-tax-payments) #### [Estimated Tax Payments: How they are calculated and why you should pay them](https://blog.club.capital/estimated-tax-payments) By [Javier Goldin](https://blog.club.capital/author/javier-goldin) on June 13, 2018 After wrapping up the 2019 tax season, there were some consistent themes for questions and areas of clarification amongst our clients. One that we’ll talk about here today is the... [Continue Reading](https://blog.club.capital/estimated-tax-payments) [![](https://blog.club.capital/hubfs/Stock%20images/Beijing%2c%20China%20skyline%20and%20stadium..jpeg)](https://blog.club.capital/2018-tax-reform-impact-on-business-expenses) #### [2018 Tax Reform Impact on Meals, Entertainment, & Travel](https://blog.club.capital/2018-tax-reform-impact-on-business-expenses) By [Javier Goldin](https://blog.club.capital/author/javier-goldin) on May 10, 2018 We have all heard about the new tax reform law that went into affect in 2018 but now that we've put our 2017 tax year behind us, do we actually know how the new tax reform is going to... [Continue Reading](https://blog.club.capital/2018-tax-reform-impact-on-business-expenses) [![](https://blog.club.capital/hubfs/Three%20Financial%20Statements.png)](https://blog.club.capital/core-financial-statements) #### [The Three Financial Statements](https://blog.club.capital/core-financial-statements) By [Javier Goldin](https://blog.club.capital/author/javier-goldin) on April 2, 2018 Does it seem like your agency is making less money than what your income statements are reporting? Having a hard time tracking where all your money is going throughout the month? While the... [Continue Reading](https://blog.club.capital/core-financial-statements) [![](https://blog.club.capital/hubfs/Stock%20images/Businessman%20standing%20and%20holding%20a%20yellow%20caution%20sign%20in%20front%20of%20his%20head.jpeg)](https://blog.club.capital/reducing-s-corp-structure-audit-risk) #### [NOTICE: What Insurance Agents Need to Know About Their S-Corp Structure](https://blog.club.capital/reducing-s-corp-structure-audit-risk) By [Javier Goldin](https://blog.club.capital/author/javier-goldin) on January 22, 2018 Are you incorporated? Do you have an LLC filing as an S-Corporation? Did you setup your S-Corporation as a pass-through entity? There has been a recent IRS ruling that impacts the way... [Continue Reading](https://blog.club.capital/reducing-s-corp-structure-audit-risk) [![](https://blog.club.capital/hubfs/Stock%20images/Taxes%20Concept%20on%20File%20Label%20in%20Multicolor%20Card%20Index.%20Closeup%20View.%20Selective%20Focus..jpeg)](https://blog.club.capital/what-to-know-about-tax-reform) #### [Tax Reform: What Insurance Agents Need to Know - NOW!](https://blog.club.capital/what-to-know-about-tax-reform) By [Javier Goldin](https://blog.club.capital/author/javier-goldin) on December 27, 2017 A Review of the Tax Cuts and Jobs Act – What You Need to Know, Now. We've separated our recommendations based on the new tax reform law based upon taxes for individuals and taxes for... [Continue Reading](https://blog.club.capital/what-to-know-about-tax-reform) [![](https://blog.club.capital/hubfs/Stock%20images/Group%20of%20businesspeople%20having%20meal%20in%20office%20at%20night.jpeg)](https://blog.club.capital/deductible-meal-expenses) #### [What's the difference between a 50% and 100% meal expense?](https://blog.club.capital/deductible-meal-expenses) By [Javier Goldin](https://blog.club.capital/author/javier-goldin) on December 8, 2017 Did you know that some of your business meals are 100% deductible? No?! Well hopefully you know that the majority of your business meals are at least 50% deductible! If both of these are... [Continue Reading](https://blog.club.capital/deductible-meal-expenses) [![](https://blog.club.capital/hubfs/Stock%20images/Stop%20Guessing%20Start%20Knowing%20placard%20with%20bokeh%20background.jpeg)](https://blog.club.capital/business-expenses-not-to-deduct) #### [Expenses you can NOT deduct from your taxable income](https://blog.club.capital/business-expenses-not-to-deduct) By [Javier Goldin](https://blog.club.capital/author/javier-goldin) on November 21, 2017 We all want to mnimize our tax burden as much as possible, but there are some expenses that, while you think they might be for the business, they are absolute no-go's from an IRS... [Continue Reading](https://blog.club.capital/business-expenses-not-to-deduct) - [1](https://blog.club.capital/author/javier-goldin/page/1) ![Logo signal](https://club.capital/wp-content/uploads/2024/08/logo-footer.png) Resources - [Our Company](https://club.capital/our-company/) - [Testimonials](https://club.capital/testimonials/) - [Webinars](https://club.capital/webinars/) - [Partnerships](https://club.capital/partnerships/) - [Blog](https://blog.club.capital/) - [Referral Program](https://club.capital/referral-program/) Industries - [Insurance](https://club.capital/industries/insurance/) - [Youth Soccer](https://club.capital/industries/youth-soccer/) Solutions - [Monthly Accounting](https://club.capital/solutions/monthly-accounting/) - [Tax Service](https://club.capital/solutions/tax-service/) - [CFO Services](https://club.capital/solutions/cfo-services-for-your-business/) - [Digital Marketing Services](https://club.capital/solutions/digital-marketing-services/) Company - [‘Above the Business’ Podcast](https://club.capital/podcast/) - [Careers](https://club.capital/careers/) [Schedule a Demo](https://club.capital/book-a-consultation/) Club Capital companies are independent corporations and not affiliated with any insurance company. 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