--- title: Club Capital Blog | CFO description: CFO | Club Capital Blog from the largest accounting & advisory firm for insurance agents in the country. image: https://blog.club.capital/hubfs/Accounting%20%20Tax%20%20CFO%20%20People%20Advisory%20(3).png --- [Skip to content](https://blog.club.capital/tag/cfo/page/1#content) [![](https://blog.club.capital/hs-fs/hubfs/CC%20Logo_Transparent%20Small%20Size.png?width=1000&height=188&name=CC%20Logo_Transparent%20Small%20Size.png)](http://www.club.capital) - Industries - [Insurance](https://club.capital/industries/insurance/) - [Youth Soccer](https://club.capital/industries/youth-soccer/) - Solutions - [Monthly Accounting](https://club.capital/solutions/monthly-accounting/) - [Tax Service](https://club.capital/solutions/tax-service/) - [CFO Services](https://club.capital/solutions/cfo-services-for-your-business/) - [Digital Marketing Services](https://club.capital/solutions/digital-marketing-services/) - Resources - [Our Company](https://club.capital/our-company/) - [Testimonials](https://club.capital/testimonials/) - [Webinars](https://club.capital/webinars/) - [Partnerships](https://club.capital/partnerships/) - [Referral Program](https://club.capital/referral-program/) - [Est-Tax-Payments](https://club.capital/est-tax-payments/) - [Podcast](https://club.capital/podcast/) - Blogs - [Small Business Finance Blog](https://blog.club.capital/) - [Youth Sports Finance Blog](https://blog.club.capital/sports) - [Marketing Blog](https://blog.club.capital/club-capital-marketing-blog) [Client Login](https://club.capital/client-login/) [Schedule a Demo](https://club.capital/schedule-a-demo/) - Industries - [Insurance](https://club.capital/industries/insurance/) - [Youth Soccer](https://club.capital/industries/youth-soccer/) - Solutions - [Monthly Accounting](https://club.capital/solutions/monthly-accounting/) - [Tax Service](https://club.capital/solutions/tax-service/) - [CFO Services](https://club.capital/solutions/cfo-services-for-your-business/) - [Digital Marketing Services](https://club.capital/solutions/digital-marketing-services/) - Resources - [Our Company](https://club.capital/our-company/) - [Testimonials](https://club.capital/testimonials/) - [Webinars](https://club.capital/webinars/) - [Partnerships](https://club.capital/partnerships/) - [Referral Program](https://club.capital/referral-program/) - [Est-Tax-Payments](https://club.capital/est-tax-payments/) - [Podcast](https://club.capital/podcast/) - Blogs - [Small Business Finance Blog](https://blog.club.capital/) - [Youth Sports Finance Blog](https://blog.club.capital/sports) - [Marketing Blog](https://blog.club.capital/club-capital-marketing-blog) [Client Login](https://club.capital/client-login/) [Schedule a Demo](https://club.capital/schedule-a-demo/) - [Blog](https://blog.club.capital) - / - Topic ## Cfo ### Stay up to date ### Topics - Select a Topic - [All](https://blog.club.capital) - [Tax](https://blog.club.capital/tag/tax) - [Financials](https://blog.club.capital/tag/financials) - [CFO](https://blog.club.capital/tag/cfo) - [Case Study](https://blog.club.capital/tag/case-study) - [People Advisory](https://blog.club.capital/tag/people-advisory) - [Industry News](https://blog.club.capital/tag/industry-news) - [COVID](https://blog.club.capital/tag/covid) [![](https://blog.club.capital/hubfs/ChatGPT%20Image%20Aug%207%2c%202026%2c%2003_20_08%20PM.png)](https://blog.club.capital/revenue-grew-3.-payroll-ate-the-gain) [Case Study](https://blog.club.capital/tag/case-study) [CFO](https://blog.club.capital/tag/cfo) #### [This agency grew revenue 3% and lost $145K of profit. Yours might be doing the same thing right now.](https://blog.club.capital/revenue-grew-3.-payroll-ate-the-gain) By [Club Capital](https://blog.club.capital/author/club-capital) on October 6, 2026 If you saw this insurance agency's dashboard in June, you'd think the owner was winning. Revenue up 3%, nearly 8% ahead of budget. New business up 22%. Expenses under plan in almost every... [Continue Reading](https://blog.club.capital/revenue-grew-3.-payroll-ate-the-gain) [![](https://blog.club.capital/hubfs/cfo-roi-analysis-featured.png)](https://blog.club.capital/labor-marketing-roi-analysis-cfo-client) [CFO](https://blog.club.capital/tag/cfo) #### [We Did a Full Labor and Marketing ROI Analysis for One of Our CFO Clients. Here's What the Data Said.](https://blog.club.capital/labor-marketing-roi-analysis-cfo-client) By [Micah Cannon](https://blog.club.capital/author/micah-cannon) on June 22, 2026 We recently completed a full workforce cost and marketing ROI analysis for one of our CFO advisory clients: a multi-location captive agency with over 40 employees across three offices. I’m... [Continue Reading](https://blog.club.capital/labor-marketing-roi-analysis-cfo-client) [![](https://blog.club.capital/hubfs/Blog%20Header-2.png)](https://blog.club.capital/introducing-the-club-capital-toolbox) [Financials](https://blog.club.capital/tag/financials) [CFO](https://blog.club.capital/tag/cfo) #### [Introducing the Club Capital Toolbox - FREE for All Agents](https://blog.club.capital/introducing-the-club-capital-toolbox) By [The Club Capital CFO Team](https://blog.club.capital/author/the-club-capital-cfo-team) on October 22, 2025 From CFO Desk to Your Dashboard We’re excited to introduce the Club Capital Toolbox, a brand-new collection of interactive tools designed to help your agency plan, forecast, and grow more... [Continue Reading](https://blog.club.capital/introducing-the-club-capital-toolbox) [![](https://blog.club.capital/hubfs/Business%20Management%20Services%20(39).jpg)](https://blog.club.capital/ready-to-scale-your-insurance-agency-lets-talk-numbers-the-fun-kind) [Financials](https://blog.club.capital/tag/financials) [CFO](https://blog.club.capital/tag/cfo) #### [Ready to Scale Your Insurance Agency? Let's Talk Numbers (The Fun Kind!)](https://blog.club.capital/ready-to-scale-your-insurance-agency-lets-talk-numbers-the-fun-kind) By [Club Capital](https://blog.club.capital/author/club-capital) on July 3, 2025 We know what you're thinking – "budgeting and forecasting" doesn't exactly scream "exciting Friday afternoon reading." But stick with us here, because we're about to show you how these... [Continue Reading](https://blog.club.capital/ready-to-scale-your-insurance-agency-lets-talk-numbers-the-fun-kind) [![](https://blog.club.capital/hubfs/Business%20Management%20Services%20(36).jpg)](https://blog.club.capital/the-numbers-that-matter-kpis-every-insurance-agency-should-track-and-why-you-cant-afford-to-ignore-them) [CFO](https://blog.club.capital/tag/cfo) #### [The Numbers That Matter: KPIs Every Insurance Agency Should Track (And Why You Can't Afford to Ignore Them)](https://blog.club.capital/the-numbers-that-matter-kpis-every-insurance-agency-should-track-and-why-you-cant-afford-to-ignore-them) By [Club Capital](https://blog.club.capital/author/club-capital) on June 19, 2025 Let's be honest – running an insurance agency means you're juggling a lot of balls. Between managing client relationships, staying compliant with regulations, and growing your business,... [Continue Reading](https://blog.club.capital/the-numbers-that-matter-kpis-every-insurance-agency-should-track-and-why-you-cant-afford-to-ignore-them) [![](https://blog.club.capital/hubfs/Business%20Management%20Services%20(27).jpg)](https://blog.club.capital/from-flying-blind-to-financial-clarity-how-club-capital-transformed-this-insurance-agents-business) [Case Study](https://blog.club.capital/tag/case-study) [CFO](https://blog.club.capital/tag/cfo) #### [From Flying Blind to Financial Clarity: How Club Capital Transformed This Insurance Agent's Business](https://blog.club.capital/from-flying-blind-to-financial-clarity-how-club-capital-transformed-this-insurance-agents-business) By [Club Capital](https://blog.club.capital/author/club-capital) on May 22, 2025 Running an insurance agency demands more than just selling policies. It requires smart financial management—something SF insurance agent Gregory Mehrhoff discovered was harder than expected... [Continue Reading](https://blog.club.capital/from-flying-blind-to-financial-clarity-how-club-capital-transformed-this-insurance-agents-business) [![](https://blog.club.capital/hubfs/Business%20Management%20Services%20(22).jpg)](https://blog.club.capital/why-insurance-agency-owners-must-know-their-business-numbers) [CFO](https://blog.club.capital/tag/cfo) #### [Why Insurance Agency Owners Must Know Their Business Numbers](https://blog.club.capital/why-insurance-agency-owners-must-know-their-business-numbers) By [Club Capital](https://blog.club.capital/author/club-capital) on May 1, 2025 Running a successful insurance agency requires more than just selling policies — it requires running a business. And just like any business, knowing your numbers is the difference between... [Continue Reading](https://blog.club.capital/why-insurance-agency-owners-must-know-their-business-numbers) [![](https://blog.club.capital/hubfs/Business%20Management%20Services%20(18).jpg)](https://blog.club.capital/debt-management-smart-strategies-for-growing-your-agency-without-drowning-in-loans) [CFO](https://blog.club.capital/tag/cfo) #### [Debt Management: Smart Strategies for Growing Your Agency Without Drowning in Loans](https://blog.club.capital/debt-management-smart-strategies-for-growing-your-agency-without-drowning-in-loans) By [Club Capital](https://blog.club.capital/author/club-capital) on April 24, 2025 Starting or growing your insurance agency often means taking on debt. Whether it's a small business loan to get things rolling, a line of credit to expand your team, or financing to upgrade... [Continue Reading](https://blog.club.capital/debt-management-smart-strategies-for-growing-your-agency-without-drowning-in-loans) [![](https://blog.club.capital/hubfs/Business%20Management%20Services%20(14).jpg)](https://blog.club.capital/case-study-financial-reporting-and-analysis-for-agency-longevity) [CFO](https://blog.club.capital/tag/cfo) #### [Case Study: Financial Reporting and Analysis For Agency Longevity](https://blog.club.capital/case-study-financial-reporting-and-analysis-for-agency-longevity) By [Club Capital](https://blog.club.capital/author/club-capital) on April 10, 2025 In the insurance industry, financial stability and profitability are key indicators of an agency's long-term success. Understanding financial reports—particularly income statements and... [Continue Reading](https://blog.club.capital/case-study-financial-reporting-and-analysis-for-agency-longevity) - [1](https://blog.club.capital/tag/cfo/page/1) - [2](https://blog.club.capital/tag/cfo/page/2) - [NEXT](https://blog.club.capital/tag/cfo/page/2) ![Logo signal](https://club.capital/wp-content/uploads/2024/08/logo-footer.png) Resources - [Our Company](https://club.capital/our-company/) - [Testimonials](https://club.capital/testimonials/) - [Webinars](https://club.capital/webinars/) - [Partnerships](https://club.capital/partnerships/) - [Blog](https://blog.club.capital/) - [Referral Program](https://club.capital/referral-program/) Industries - [Insurance](https://club.capital/industries/insurance/) - [Youth Soccer](https://club.capital/industries/youth-soccer/) Solutions - [Monthly Accounting](https://club.capital/solutions/monthly-accounting/) - [Tax Service](https://club.capital/solutions/tax-service/) - [CFO Services](https://club.capital/solutions/cfo-services-for-your-business/) - [Digital Marketing Services](https://club.capital/solutions/digital-marketing-services/) Company - [‘Above the Business’ Podcast](https://club.capital/podcast/) - [Careers](https://club.capital/careers/) [Schedule a Demo](https://club.capital/book-a-consultation/) Club Capital companies are independent corporations and not affiliated with any insurance company. 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